So, it's like this...
We don't understand the subconscious mind.
Hell, we do not have functioning Theory of Mind, much-less one which works.
We know of the conscious and subconscious mind.
This thinking pertains to the latter informing, and influencing, outcomes in the former.
If you have guilt, feel bad, or stressed (anxious x depressed) you initiate patterns in this "deep mind" which ripple into your reality, into what you do. Guilt, remorse and "feeling bad" after doing something against society or your own integrity (intrinsically or extrinsically influenced) will have triggering effects. These patterns gain momentum, and then they impact your reality, what you do, and what happens to you.
Empathy, truly is power.
This is why socio/psycho-pathologies have the potential for extreme, exponential, danger.
There is a feeling of nothing, and only a projected veiled-empathy.
There is zero empathy, moralizing, and more a self-reasoned honor code.
Thus they can contrive present realities into dangerous future certainties. Dexter?
So, no I don't believe some force outside of you or me which conspires to impact our/your reality. This force which knows all that is right and wrong... No.
I view it as a pattern you run at the ignorance of your conscious mind.
You did something out of line, or outside your integrity.
You need to forgive yourself and let it go.
Reconcile it with the person, or community, if you can.
reconciliation is the most powerful method of letting go, provided there is no conflict with opportunity or ego
When you do this you remove your attachment to the good and bad. You're paying attention to beneficial and detrimental.
That is where your center and power reside. When you let go through forgiveness and reconciliation.
Yes, riding in uber and lyft present danger.
As does riding the bus, driving a car (how many accidents, or break-downs last night), walking anywhere. Your job is retail, in a glass box, and you're insanely attractive human.
Of course, you need to hire two or three people to close the store with you.
Yes, you need to choose car riding services based on their hiring practices and how they treat their employees.
These bad things, bad days, and bad experiences are not because you have bad karma.
It is because you think you did something, or are doing something, outside of your integrity.
Reconcile what you did, or what you are doing, with yourself and/or the other person/community.
Then, let it go!
It is only karma because you think it is karma.
If you didn't know karma, you would not think it is/was karma.
It is you.
All about you.
Always has been.
Always will be.
Until you choose otherwise.
Karma is you.